I didn't realise quite how much you need it until I didn't have it any more... Like so many other things in life! :)
Yes. Nothing like experience!
Oh how funny! What kind of a card is that?
http://www.someecards.com/one of my many time sucks on the interwebz...it's just, they say it (whatever it is) perfectly...much better and snarkier than Hallmark.