Note
Interesting morning....
Having an early breakfast and the woman who had the night shift -- my mom needs 24-care -- came out of mom's bedroom and asked if she could talk to me. I didn't know what to expect but figured there was some sort of problem I was going to have to deal with. My guess was that it was going to be about how many hours of work she was getting each week (she currently works about 45-50, would like more).
But it had nothing to do with that, in fact had nothing to do with anything I might have imagined.
Could I give her a loan, or more precisely, an advance on her pay? And the amount she needed was $3,500. What I would call a big number in the circumstances.
The story is that she came to this country from Haiti, I don't know how long ago, and she has a sister still in Haiti. The sister is a teacher, or was a teacher, until the earthquake flattened the school. About a month ago there was a call from the sister, there was a chance she could get to the USA but needed 5K to make it happen. And then a call shortly thereafter that the plan had fallen apart.
But the sister had called again last night, same deal. And my employee wanted to help.
So what do I do? You want to help, you want to be a good boss, but that is a lot of money, roughly 5 weeks pay. Is it a scam? Will she just disappear and I'm left looking for a new employee with no notice?
I make it clear how unhappy I was with the request. I excused myself, thought about it for ten minutes, decided to offer at most 1K.
The conversation resumed. That was not enough, the 5K was needed by Wednesday. My employee has 1.5K saved but that is all. She also has a second job, says she will live off that while I take pretty much all her pay until I am paid back.
What if you say no, that you don't have it now.
I don't know, but I am afraid she will think that in her moment of need I would not help her. And that she will never forgive. And she is my only sibling.
Doesn't she have any money?
She lost her job in the earthquake. There is no work. And all her possessions, when they know you are leaving, nobody will pay much to buy them because they know you have to sell.
And I took another break to think. And to call up the agency I hired her through to inquire about her references when they took her on a year ago. And the references were good (except for a couple of employers who had a problem with hiring a person of color).
And to think some more, what is the right thing to do? And talk to Gail, just verbalizing thoughts often helps.
What to do?
And there was no way to put off the decision. I was already late leaving to drive back home and then to work. The money was supposedly need by Wednesday. Deferral was the same as denial.
You give to charity, often rather large organizations, where the results of a donation are usually impossible to see. And here was a case where there would be a direct impact on a life, or maybe two lives. If it was true. How do you know?
At some point you just have to decide that you trust someone or you don't. She has been a good worker for the two months I have known her.
I sat down and wrote out the check, plus a one-paragraph repayment schedule. Gave her the first, got her to sign the second. She was in tears, gave me a big hug. And I had to go.
On the drive home I was thinking I did the right thing, even though there is no way of knowing, at least for a while.
And also thinking, well, it makes all the sound and fury about GPS watches pretty trivial....